Position Overview:

The Underwriter’s primary responsibilities include reviewing mortgage files submitted to Underwriting. This position requires calculating income, analyzing debt and assets, as well as completing an in-depth review of the completed appraisal and title. Additional responsibilities include entering data into the client’s loan operating system, utilizing an automated underwriting system to determine approval and clearing conditions for Final Approval. Candidates must possess a strong sense of urgency with an ability to work in a team environment, maintaining excellent organizational, communication, and PC skills.


• Minimum 2+ years current conventional mortgage loan underwriting experience

o Strong knowledge of income calculations, tax returns, reading credit reports, identifying red flags

o Basic knowledge of appraisal and ability to recognize red flags and ineligible properties

• Thorough working knowledge of Fannie Mae and Freddie Mac underwriting guidelines and automated underwriting engines (DU/LP)

• Strong analytic, interpersonal, and verbal and written communication skills

• Detail-oriented with strong ability to time manage

• Ability to work in a flexible and production-oriented environment

• Must be able to work in a high stress environment while delivering a high-level of customer service

• Must be willing and able to work as part of a team • Strong capability to work in multiple systems – paperless environment

• Must be willing to work in strict security environment

• NMLS-MLO Licensure preferred

• Candidates must be available to work outside of normal business hours when necessary

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